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Synonyms

creditor

American  
[kred-i-ter] / ˈkrɛd ɪ tər /

noun

creditors plural
  1. a person or firm to whom money is due (opposed to debtor).

  2. a person or firm that gives credit in business transactions.

  3. Bookkeeping. credit.


creditor British  
/ ˈkrɛdɪtə /

noun

  1. a person or commercial enterprise to whom money is owed Compare debtor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

creditor Cultural  
  1. One to whom a debt is owed.


Other Word Forms

Derived Forms

Inflected Forms

Nouns

Etymology

Origin of creditor

1400–50; late Middle English creditour < Latin crēditor, equivalent to crēdi- variant stem of crēdere to believe, entrust ( see credit) + -tor -tor

Explanation

If Joe loans you two dollars so you can buy a cup of coffee, Joe is your creditor — you owe him two dollars and a big thank you! If you have a credit card, the bank that issues it to you is your creditor. What they give you is not just a piece of plastic: rather it is a line of credit or a certain amount of money that they have agreed to loan you at fixed terms. Make sure you pay it off every month or you'll become a debtor!

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Vocabulary lists containing creditor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

The Thames Water Creditor Group have submitted to Ofwat a £17bn plan for the recapitalisation of the water company.

From BBC • Jun. 20, 2025

The approval follows Sri Lanka’s agreement with an Official Creditor Committee on debt restructuring, covering about $5.9 billion of outstanding public debt.

From Seattle Times • Dec. 13, 2023

De Toledo 81, Beacon Hill 32: Michael Galeck scored 31 points and Max Creditor 23 in a 5AA opener.

From Los Angeles Times • Feb. 9, 2023

Creditor committees for the debt restructurings of Chad, Ethiopia and Zambia are expected to meet within the next 10 days, International Monetary Fund Managing Director Kristalina Georgieva said on Tuesday.

From Reuters • Jul. 14, 2022

Creditor and debtor, tribune and consul, Senate and anti-Senate, fiercely confronted each other.

From The Gracchi Marius and Sulla Epochs of Ancient History by Beesley, A.H.

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