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creditor

American  
[kred-i-ter] / ˈkrɛd ɪ tər /

noun

  • creditors
    plural
  1. a person or firm to whom money is due (opposed to debtor).

  2. a person or firm that gives credit in business transactions.

  3. Bookkeeping. credit.


creditor British  
/ ˈkrɛdɪtə /

noun

  1. a person or commercial enterprise to whom money is owed Compare debtor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

creditor Cultural  
  1. One to whom a debt is owed.


Other Word Forms

Derived Forms

Inflected Forms

Nouns


Etymology

Origin of creditor

1400–50; late Middle English creditour < Latin crēditor, equivalent to crēdi- variant stem of crēdere to believe, entrust ( see credit) + -tor -tor


Explanation

If Joe loans you two dollars so you can buy a cup of coffee, Joe is your creditor — you owe him two dollars and a big thank you! If you have a credit card, the bank that issues it to you is your creditor. What they give you is not just a piece of plastic: rather it is a line of credit or a certain amount of money that they have agreed to loan you at fixed terms. Make sure you pay it off every month or you'll become a debtor!

Keep Reading on Vocabulary.com

Vocabulary lists containing creditor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

Gordon Brothers is the main creditor, and has made £70m of loans to the business.

From BBC ● Oct. 29, 2026

Security researcher Collin Koh said that China -- Laos's largest creditor -- was "trying to showcase that it is able to extend itself in defence diplomacy", at least with "amenable countries".

From Barron's ● Oct. 2, 2026

The creditor group is also seeking to remove Dish’s current management and appoint an independent trustee to oversee the chapter 11 case.

From The Wall Street Journal ● Sep. 8, 2026

The GLA said that, as is standard practice in insolvency law, it had informed the administrators of the government's interest as a potential creditor.

From BBC ● Aug. 26, 2026

The salesman had told Hale that because he wasn’t Roan’s relative, he could become his beneficiary only if he were his creditor.

From "Killers of the Flower Moon" by David Grann

It has between one and 49 creditors, court documents said.

From Los Angeles Times ● Nov. 4, 2026

The move creates a 10 day pause on creditors calling in debts.

From BBC ● Oct. 29, 2026

The Wall Street Journal reported Friday that a group of senior JetBlue creditors engaged advisers, a step typically taken when creditors have doubts about repayments they are owed.

From MarketWatch ● Oct. 27, 2026

A group of senior JetBlue Airways creditors is working with financial adviser PJT Partners and law firm Akin as the airline grapples with cash burn.

From The Wall Street Journal ● Oct. 23, 2026

Chamberlin told Holmes that all together he owed the creditors at least $50,000.

From "The Devil in the White City" by Erik Larson

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