Dictionary.com
Thesaurus.com
Synonyms

creditor

American  
[kred-i-ter] / ˈkrɛd ɪ tər /

noun

  • creditors
    plural
  1. a person or firm to whom money is due (opposed to debtor).

  2. a person or firm that gives credit in business transactions.

  3. Bookkeeping. credit.


creditor British  
/ ˈkrɛdɪtə /

noun

  1. a person or commercial enterprise to whom money is owed Compare debtor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

creditor Cultural  
  1. One to whom a debt is owed.


Other Word Forms

Derived Forms

Inflected Forms

Nouns

Etymology

Origin of creditor

1400–50; late Middle English creditour < Latin crēditor, equivalent to crēdi- variant stem of crēdere to believe, entrust ( see credit) + -tor -tor

Explanation

If Joe loans you two dollars so you can buy a cup of coffee, Joe is your creditor — you owe him two dollars and a big thank you! If you have a credit card, the bank that issues it to you is your creditor. What they give you is not just a piece of plastic: rather it is a line of credit or a certain amount of money that they have agreed to loan you at fixed terms. Make sure you pay it off every month or you'll become a debtor!

Keep Reading on Vocabulary.com

Vocabulary lists containing creditor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

She recalls traveling on a tight budget and staying in a tiny Holiday Inn Express room in Hong Kong—where one creditor was based—that was so cramped she struggled to open her suitcase.

From The Wall Street Journal Jun. 18, 2026

The leverage the city has on the pending sale includes its status as a creditor seeking to recoup public funds spent to protect the complex with fencing and deploy police security to prevent vandalism.

From Los Angeles Times May 28, 2026

The U.S. government is still investigating the allegations while seeking to be repaid through First Brands’ bankruptcy as a creditor.

From The Wall Street Journal May 26, 2026

The strength of this creditor protection depends on how the trust is drafted.

From MarketWatch May 23, 2026

The salesman had told Hale that because he wasn’t Roan’s relative, he could become his beneficiary only if he were his creditor.

From "Killers of the Flower Moon" by David Grann

The distress ratio of software loans is over 25% and one-tenth of all credit loans are now pay-in-kind — whereby issuers pay creditors with new loans instead of interest.

From MarketWatch Aug. 5, 2026

"We recognise the significant impact this will have on our employees, performers, venues, suppliers and other creditors, and we are sincerely sorry to all those affected," they said.

From BBC Aug. 5, 2026

Because Japanese institutions are the world’s largest cross-border creditors, rising yields at home weaken the case for owning foreign debt and give capital parked in U.S.

From The Wall Street Journal Aug. 4, 2026

So if you’re a graduate who’s struggling to make your monthly payments on a large student-loan balance, then bankruptcy may not offer as clear a path to financial redemption as directly negotiating with your creditors.

From MarketWatch Jul. 10, 2026

The pressure from creditors and families was growing too great.

From "The Devil in the White City" by Erik Larson

Vocabulary.com logo
by dictionary.com

Dictionary.com's Learning Companion

Go beyond just looking up words.
Remember them forever with VocabTrainer.

Start training