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creditor

American  
[kred-i-ter] / ˈkrɛd ɪ tər /

noun

  • creditors
    plural
  1. a person or firm to whom money is due (opposed to debtor).

  2. a person or firm that gives credit in business transactions.

  3. Bookkeeping. credit.


creditor British  
/ ˈkrɛdɪtə /

noun

  1. a person or commercial enterprise to whom money is owed Compare debtor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

creditor Cultural  
  1. One to whom a debt is owed.


Other Word Forms

Derived Forms

Inflected Forms

Nouns

Etymology

Origin of creditor

1400–50; late Middle English creditour < Latin crēditor, equivalent to crēdi- variant stem of crēdere to believe, entrust ( see credit) + -tor -tor

Explanation

If Joe loans you two dollars so you can buy a cup of coffee, Joe is your creditor — you owe him two dollars and a big thank you! If you have a credit card, the bank that issues it to you is your creditor. What they give you is not just a piece of plastic: rather it is a line of credit or a certain amount of money that they have agreed to loan you at fixed terms. Make sure you pay it off every month or you'll become a debtor!

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Vocabulary lists containing creditor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

The GLA said that, as is standard practice in insolvency law, it had informed the administrators of the government's interest as a potential creditor.

From BBC Aug. 26, 2026

In person, the creditor said it broadly accepted her proposal for a debt restructuring, a breakthrough that gave Lynas breathing room.

From The Wall Street Journal Jun. 18, 2026

China is also the largest single bilateral creditor with Solomon Islands debt to Chinese banks for infrastructure projects doubling last year.

From Barron's Jun. 3, 2026

The leverage the city has on the pending sale includes its status as a creditor seeking to recoup public funds spent to protect the complex with fencing and deploy police security to prevent vandalism.

From Los Angeles Times May 28, 2026

The salesman had told Hale that because he wasn’t Roan’s relative, he could become his beneficiary only if he were his creditor.

From "Killers of the Flower Moon" by David Grann

Another advantage to a trust: For the most part, an irrevocable trust would shield assets from your mother’s creditors, if she had any.

From MarketWatch Sep. 10, 2026

The league lost its Saudi backers earlier this year and star players now stand as LIV’s biggest creditors.

From The Wall Street Journal Sep. 9, 2026

According to the filing, Signorello Estate believes it owes its creditors between $10 million and $50 million.

From Los Angeles Times Sep. 9, 2026

Sources have said contracts under the previous iteration of LIV Golf will finish because of this court filing, with amounts owed to players and other creditors addressed through the court process.

From BBC Sep. 8, 2026

Washington Mutual followed, and was unceremoniously seized by the Treasury, wiping out both its creditors and its shareholders entirely.

From "The Big Short" by Michael Lewis

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