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Synonyms

debtor

American  
[det-er] / ˈdɛt ər /

noun

  1. a person who is in debt or under financial obligation to another (opposed to creditor).


debtor British  
/ ˈdɛtə /

noun

  1. a person or commercial enterprise that owes a financial obligation Compare creditor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Other Word Forms

Derived Forms

Etymology

Origin of debtor

1250–1300; Middle English detto ( u ) r < Anglo-French dett ( o ) ur, de ( b ) tour, Old French det ( t ) or < Latin dēbitōr-, stem of dēbitor, equivalent to dēbi-, variant stem of dēbēre ( see debt) + -tor -tor

Explanation

A debtor is someone who owes money. If you borrow from a bank to buy a car, you are a debtor. Most of us are debtors at some point in our lives. We borrow money to buy houses or cars, to attend college, or to tide us over when we're between jobs. Businesses and large institutions can also be debtors, and even countries are often debtors. If a developing country borrows money from a wealthier one, the borrower is a debtor. The opposite of a debtor is a creditor.

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Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

An "unsatisfied" record can include cases where a debtor is paying off what they owe in instalments.

From BBC • May 22, 2026

As Japanese rates rise, debtor nations will feel pressure to offer higher rates to keep Japanese investors buying their bonds.

From The Wall Street Journal • Jan. 24, 2026

The state does not notify a person when a lien names them as the debtor, allowing fake filings to remain in California’s public database for years before a victim discovers them.

From Los Angeles Times • Jan. 6, 2026

Those failed attempts have made Argentina the International Monetary Fund’s largest debtor, with more than $41 billion currently owed to the IMF.

From Barron's • Oct. 17, 2025

As a former foreign minister now serving as secretary of state, Jefferson required no instruction on the international implications of Americas debtor status.

From "Founding Brothers: The Revolutionary Generation" by Joseph J. Ellis

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