Nonetheless, I still had to cough up $1,300 a month with a $5,000 deductible for the two of us.
I got an Aetna PPO plan with a $3500 deductible, which means I pay out-of-pocket for most things.
The application of a deductible is often tied to whether the National Weather Service identifies the event as a hurricane.
Pre-Obamacare, a Carefirst plan with a $2,700 deductible would have cost me $111 a month, according to the ehealthinsurance site.
However, the Massachusetts program requires insurers to cover preventative care without a deductible.
Bronze plans start at $191 a month, fully one-third more than the catastrophic plan, with a $6,000 deductible.
She says she saved 50 percent over her current premiums and cut her deductible in half from $5,000 to $2,500.