If it applies, it means the homeowner would be out of pocket for most costs if the home is damaged.
Why rush to foreclose on a homeowner owing $250,000 on a property valued, post-bubble, at $200,000?
Yet a question Katz alludes to without really answering is: Should everyone be a homeowner?
It is the burglar who bears the culpability for walking through an unlocked door, not the homeowner.
Nor do you have to have homeowner's insurance to own a home, just to obtain a mortgage.
The woman was able to escape because her attacker was scared off after he heard a homeowner open up his sliding glass door.
Brady fell down the stairs, at which point he was looking up at the homeowner.
Even if no fire starts, electricity will be wasted and the homeowner will be paying for electricity that's doing no good.