repay
Americanverb (used with object)
verb (used without object)
verb
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to pay back (money) to (a person); refund or reimburse
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to make a return for (something) by way of compensation
to repay kindness
Other Word Forms
Derived Forms
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repayabilitynoun
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repaymentnoun
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nonrepayableadjective
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nonrepayingadjective
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repayableadjective
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unrepaidadjective
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unrepayableadjective
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well-repaidadjective
Inflected Forms
Participles
Conjugated Forms
Present
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repaysimple
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repayssimple
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have repaidperfect
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has repaidperfect
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am repayingprogressive
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are repayingprogressive
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is repayingprogressive
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have been repayingperfect progressive
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has been repayingperfect progressive
Past
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repaidsimple
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had repaidperfect
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was repayingprogressive
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were repayingprogressive
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had been repayingperfect progressive
Future
Etymology
Origin of repay
From the Middle French word repaier, dating back to 1520–30. See re-, pay 1
Explanation
When you give someone money that you owe them, you repay them. A bank may loan you money to buy a new car, but you'll have to repay the money, plus interest. You might repay a bank loan, or repay your brother the dollar you borrowed last week. You can also repay things other than money: "How will I ever repay your kindness and support?" Repay comes from the French repaier, with its "back" prefix re- and payer, "to pay."
Vocabulary lists containing repay
Example Sentences
Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.
You could have anywhere from five to 30 years to repay a home-equity loan; again, you pay more interest over the longer term for a lump sum.
From MarketWatch • Jun. 22, 2026
The other concern — a big one — is that your relative is requiring you to sell your home after a year if you don’t repay the loan in that amount of time.
From MarketWatch • Jun. 22, 2026
The parent company he controls, Vedanta Resources, has in recent years relied on dividends from the Indian group to help it repay its debts.
From The Wall Street Journal • Jun. 15, 2026
Marshals to seize a company helicopter to help repay a separate loan of more than $10 million.
From The Wall Street Journal • Jun. 6, 2026
With stagnant wages and booming consumption, the cash-strapped American masses had a virtually unlimited demand for loans but an uncertain ability to repay them.
From "The Big Short" by Michael Lewis
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Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023
Idioms from The American Heritage® Idioms Dictionary copyright © 2002, 2001, 1995 by Houghton Mifflin Harcourt Publishing Company. Published by Houghton Mifflin Harcourt Publishing Company.