Roth IRA

American

an individual retirement account in which investments are made with taxable dollars, but earnings are tax-free and withdrawals are tax-free after age 59 1/2.

Etymology

Origin of Roth IRA

1997; after William V. Roth, Jr., senator from Delaware

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

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Roth IRA

His Roth IRA is being asked to serve several purposes, including potentially paying the mortgage and funding his parents’ needs.

From MarketWatch ● Oct. 6, 2026

He says his Roth IRA could cover the higher mortgage for two years.

From MarketWatch ● Oct. 6, 2026

For instance, a Roth IRA passes income tax-free.

From The Wall Street Journal ● Oct. 4, 2026

A Roth IRA holds $170,000 of highfliers including Nvidia and SpaceX.

From The Wall Street Journal ● Sep. 13, 2026

She took advantage of workplace retirement matches and maxed out her Roth IRA every year.

From The Wall Street Journal ● Sep. 7, 2026

Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023