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securitization

British  
/ sɪˌkjʊərɪtaɪˈzeɪʃən /

noun

  1. finance the use of such securities as eurobonds to enable investors to lend directly to borrowers with a minimum of risk but without using banks as intermediaries

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

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A review of Greenspan’s statements before the financial crisis shows that he was the earliest and most consistent government official to sound the alarm about the building threat from the securitization of subprime mortgages.

From The Wall Street Journal Jul. 20, 2026

It happened with securitization markets during the 2007-08 financial crisis.

From MarketWatch Feb. 26, 2026

Guardrails like ability-to-repay standards, strong servicing practices, transparency in securitization, and risk-sensitive capital requirements remain essential to managing risk and protecting borrowers.

From Barron's Jan. 8, 2026

The original plan was aimed at reducing that rate through a financing technique called securitization.

From Los Angeles Times Aug. 30, 2024

“Our original thesis was that the securitization machine was Wall Street’s big profit center and it was going to die,” said Eisman.

From "The Big Short" by Michael Lewis

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