A penny saved is a penny earned
Money not spent is money that is in one's pocket.
What Is A Cliché?Dictionaries vary in particulars about the definition of cliché, but they all agree that a cliché is not a good thing.
The New Dictionary of Cultural Literacy, Third Edition Copyright © 2005 by Houghton Mifflin Harcourt Publishing Company. Published by Houghton Mifflin Harcourt Publishing Company. All rights reserved.