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adjustable-rate mortgage

American  
[uh-juhs-tuh-buhl-reyt] / əˈdʒʌs tə bəlˌreɪt /

noun

  1. a mortgage that provides for periodic changes in the interest rate, based on changing market condtions. ARM


Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

To buy his former wife’s portion of the house, Sutton refinanced the mortgage and owes $300,000 on an adjustable-rate mortgage that’s now charging 6.75%.

From The Wall Street Journal Apr. 25, 2026

For the same reason, would an adjustable-rate mortgage make sense?

From MarketWatch Oct. 30, 2025

The elder Ms. Alcin had menial agricultural jobs — work that, at the age of 67, has become more difficult to do, even as she tries to make higher payments on her home’s adjustable-rate mortgage.

From New York Times Apr. 28, 2024

Many buyers are therefore making new calculations, including whether it’s worth paying upfront fees in exchange for a lower rate, or if an adjustable-rate mortgage is worth the risk.

From Seattle Times Oct. 9, 2022

The 5-year Treasury indexed hybrid adjustable-rate mortgage averaged 4.97% in the latest survey up from 4.93% last week and 2.43% last week.

From Reuters Sep. 22, 2022

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