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APY

American

[ey-pee-wahy] / ˈeɪˈpiˈwaɪ /

noun

Finance, Banking.

annual percentage yield: the annual rate of interest that a savings account or investment will return to the person who owns it, including any compound interest.

Etymology

Origin of APY

First recorded in 1970–75

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

Here’s how that relates to my tax refund: I love the windfall, but my inner grouchy accountant knows it’s just my money returning with 0% APY.

From MarketWatch • Feb. 17, 2026

To grow your money before the holiday rush, consider parking your sinking fund in high-yield savings accounts that often let you earn up to 5% APY.

From Salon • Nov. 26, 2024

But in June, the Los Angeles Rams dramatically raised the ceiling by giving Donald a contract extension that bumped his APY to $31.7 million.

From Washington Post • Mar. 9, 2023

Those firms offer clients anywhere from a 2% annual percentage yield to as high as 40% APY on certain tokens.

From Reuters • Feb. 10, 2023

But if you’re earning a rate above 1% APY, should you opt for a higher one?

From Seattle Times • Jan. 30, 2020

Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023