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fire insurance

American

noun

insurance covering any loss or damage caused by fire.

fire insurance British

noun

insurance covering damage or loss caused by fire or lightning

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Etymology

Origin of fire insurance

First recorded in 1790–1800

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

The Fair Plan, which offers basic fire insurance for homeowners who can’t get coverage elsewhere, is seeking a 35.8% rate increase to buoy its strained finances.

From The Wall Street Journal • Feb. 22, 2026

Ameer also believes that fire insurance issues could be partly responsible for slowing sales in the area.

From MarketWatch • Feb. 17, 2026

We know that we live in what's considered a fire zone because our fire insurance has quintupled, of course, but I do have this fire hose.

From Salon • Feb. 20, 2025

Although Salinas had general liability insurance, he didn’t have fire insurance — it would have more than tripled his premium costs, he said, to around $4,000 a year.

From Los Angeles Times • Feb. 4, 2025

Like Tessie, Milton’s mind was searching the bottom drawer of his desk, in particular a fat envelope containing the three fire insurance policies from separate companies.

From "Middlesex: A Novel" by Jeffrey Eugenides

Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023