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certificate of deposit

American  

noun

  1. a written acknowledgment of a bank that it has received from the person named a specified sum of money as a deposit, often for a fixed term at a specified interest rate. CD, C.D., C/D, c/d

certificate of deposit British  

noun

  1.  CD.  a negotiable certificate issued by a bank in return for a deposit of money for a term of up to five years

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

In a video demo viewed by Barron’s this week, Sky walks a client through options for a certificate of deposit account that’s come due.

From Barron's • Apr. 22, 2026

She wants to convert the IRA into a certificate of deposit so it is insured by the FDIC.

From Los Angeles Times • Sep. 17, 2023

So they asked guests at their 2022 wedding to contribute to their savings, currently in a certificate of deposit, as they work towards buying a dream home with a porch in her native New England.

From Reuters • Aug. 10, 2023

You’ll do somewhat better with a certificate of deposit, depending on how long the term is and how much you invest.

From Seattle Times • Aug. 1, 2022

The balance, except ten government bonds and a few hundred dollars in the bank at Clarksville, was on deposit at interest in this bank which failed—$4,800, for which he held a certificate of deposit.

From Checkers A Hard-luck Story by Blossom, Henry M.

Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023

Idioms from The American Heritage® Idioms Dictionary copyright © 2002, 2001, 1995 by Houghton Mifflin Harcourt Publishing Company. Published by Houghton Mifflin Harcourt Publishing Company.