consumer credit

American  

noun

1. credit extended by a retail store, bank, finance company, or other lender, chiefly for the purchase of consumer goods.

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Etymology

Origin of consumer credit

First recorded in 1925–30

Example Sentences

Her articles focus on how people navigate the complexities of student loans, modern consumer culture and consumer credit.

From The Wall Street Journal • Apr. 25, 2026

Any growth pick-up will also be amplified, Lancastle stresses, by positive knock-on effects in consumer confidence and, as a consequence of that, a new consumer credit cycle.

From MarketWatch • Feb. 16, 2026

Home-equity loans are the fastest-growing category of consumer credit, although from a low base, according to Mark Zandi, chief economist at Moody’s Analytics.

From The Wall Street Journal • Jan. 20, 2026

“We are seeing a divergence in consumer credit risk, with more individuals moving toward either end of the credit-risk spectrum,” says Jason Laky, TransUnion’s executive vice president and head of financial services.

From Barron's • Nov. 14, 2025

Stage One was to apply a formula that had been dreamed up to cope with corporate credit risk to consumer credit risk.

From "The Big Short" by Michael Lewis