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credit history

is not in our dictionary (yet). Here's what it could mean:

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noun

  • A record of a borrower's responsible repayment of debts, used by lenders to assess financial risk.

Example Sentences

Examples are provided to illustrate usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

“Prior to Bilt, that payment didn’t build anyone’s credit history, which is crazy,” Bilt co-founder Ankur Jain said in March.

From Salon Sep. 1, 2026

Within a month, all his personal credit cards were maxed out and he owed friends and other lenders—who had approved him when he had a sterling credit history.

From The Wall Street Journal Aug. 5, 2026

Thesaurus

Possible Synonyms

  • payment history
  • creditworthiness profile
  • credit report
  • financial record
  • lending file

Possible Antonyms

  • thin file
  • no financial record
  • credit invisibility
  • unestablished credit

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