credit score

American  

[kred-it skawr] / ˈkrɛd ɪt ˌskɔr /

noun

Personal Finance.

1. a numerical ranking of an individual’s financial creditworthiness based on spending and credit history, indicating to potential lenders and credit card issuers the individual’s capacity and likelihood to make timely payments of amounts due on loans or credit cards.

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Etymology

Origin of credit score

First recorded in 1975–80

Example Sentences

This shows you your financial account history but does not give you a credit score, which is the risk assessment that lenders use to assess your chances of defaulting.

From MarketWatch • Jun. 9, 2026

Improving their credit score is one of the few levers consumers have to lower their borrowing costs, especially as prices for cars and homes remain high.

From MarketWatch • Jun. 2, 2026

On-time payments have a heavy influence on your credit score, so one easy way to start this process is by applying for a credit card and just using it to pay for gas, Johnston said.

From MarketWatch • May 8, 2026

We have zero debt now, and we are on Social Security with an 800-plus credit score.

From MarketWatch • May 5, 2026

The player winning the first stroke gets a credit score of 15; for the second he gets 30; for the third 40, and if he wins the fourth he has the game.

From Entertainments for Home, Church and School by Seeger, Frederica