credit score

American  

[kred-it skawr] / ˈkrɛd ɪt ˌskɔr /

noun

Personal Finance.

1. a numerical ranking of an individual’s financial creditworthiness based on spending and credit history, indicating to potential lenders and credit card issuers the individual’s capacity and likelihood to make timely payments of amounts due on loans or credit cards.

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Etymology

Origin of credit score

First recorded in 1975–80

Example Sentences

That’s why Congress passed and the president signed into law the bipartisan 2018 Credit Score Competition Act.

From The Wall Street Journal • Feb. 22, 2026

More recently, as demand to “improve” credit records has intensified, Experian has been using the marketing pitch “Increase Your Credit Score Instantly” to promote its credit-score-tracking app, Experian Boost, which was introduced in 2019.

From New York Times • Jun. 7, 2023

One such company, ACC Mortgage in Maryland, is offering a "Low Credit Score Debt Consolidation Program" as well as a "Second Chance Purchase Program."

From Reuters • Feb. 14, 2014

Your Social Networking Credit Score “Big data” can help determine who really deserves a loan.

From Slate • Jan. 30, 2013

Credit Score Concerns Credit experts say lenders don't usually report business loans to consumer credit bureaus unless the borrower falls behind.

From BusinessWeek • Jan. 25, 2010