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disability clause

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noun Insurance.
  1. a clause in a life-insurance policy providing for waiver of premium and sometimes payment of monthly income if the policyholder becomes totally and permanently disabled.
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Dictionary.com Unabridged Based on the Random House Unabridged Dictionary, © Random House, Inc. 2018

British Dictionary definitions for disability clause

disability clause

noun
  1. (in life assurance policies) a clause enabling a policyholder to cease payment of premiums without loss of coverage and often to receive a pension or indemnity if he becomes permanently disabled
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Collins English Dictionary - Complete & Unabridged 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012