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disposable income

American  

noun

  1. the part of a person's income remaining after deducting personal income taxes.

  2. (in national income accounting) the total disposable income of all consumers.


disposable income British  

noun

  1. the money a person has available to spend after paying taxes, pension contributions, etc

  2. the total amount of money that the individuals in a community, country, etc, have available to buy consumer goods

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Etymology

Origin of disposable income

First recorded in 1945–50

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

Arison has spoken about what he calls a highly appealing user base for advertisers, describing the app’s predominantly male audience as trend-setters with high disposable income.

From The Wall Street Journal ● Sep. 16, 2026

Over time, bonuses and raises add up, and the trick is to avoid lifestyle creep as your disposable income increases, Grant said.

From MarketWatch ● Sep. 15, 2026

Within Northern Ireland the largest average disposable income per head is in Lisburn and Castlereagh at £24,515.

From BBC ● Aug. 21, 2026

Garcia-Herrero said there are "so many reasons" for a lack of demand in the housing sector, including stagnant disposable income for households and a shrinking population.

From Barron's ● Aug. 20, 2026

My parents never openly discussed their money struggles, but I knew we didn't have disposable income.

From "Americanized" by Sara Saedi

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