drawee

And if the note is addressed to a drawee he must be named or indicated with reasonable certainty.

The acceptance of a bill is the signifying by the drawee that he has assented to the drawer's order, and must be in writing.

Sometimes the drawer or indorser has reason to expect that the bill may be dishonoured by the drawee.

After that the bill is a double obligation of the drawer and the drawee, and may be discounted in the open market, for cash.