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commercial bank

American

noun

a bank specializing in checking accounts and short-term loans.

commercial bank British

noun

a bank primarily engaged in making short-term loans from funds deposited in current accounts

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Etymology

Origin of commercial bank

First recorded in 1905–10

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

commercial bank

Notably, Affirm is moving to become an industrial loan company rather than a commercial bank.

From Barron's ● Feb. 6, 2026

The deal will make the Madrid-headquartered firm the tenth largest retail and commercial bank in the U.S. by assets, and the fifth largest by deposits in the Northeast.

From MarketWatch ● Feb. 4, 2026

It also continued to grow its coast-to-coast consumer and commercial bank, which today has $1.96 trillion in deposits, second only to JPMorgan Chase.

From The Wall Street Journal ● Dec. 12, 2025

The scheme is being funded by JLR itself, using credit provided by a commercial bank.

From BBC ● Oct. 7, 2025

The commercial bank derives its name from the fact that it deals largely with business men.

From Problems in American Democracy by Williamson, Thames Ross

Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023