factoring

American  

[fak-ter-ing] / ˈfæk tər ɪŋ /

noun

1. Commerce. the business of purchasing and collecting accounts receivable or of advancing cash on the basis of accounts receivable.

2. the act or process of separating an equation, formula, cryptogram, etc., into its component parts.

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factoring British  

/ ˈfæktərɪŋ /

noun

1. the business of a factor

2. the business of purchasing debts from clients at a discount and making a profit from their collection

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Etymology

Origin of factoring

factor + -ing ¹

Example Sentences

Even after factoring in these real-world measurement errors, the model showed that targeting a systolic blood pressure below 120 mm Hg prevented more cardiovascular events than aiming for 130 mm Hg.

From Science Daily • Apr. 16, 2026

Now, Ward said VOA is factoring in more context following an incident, and executives, rather than just lower-level staff, must sign off on any exit.

From Los Angeles Times • Apr. 14, 2026

Across income levels, four years of college comes at a tremendous expense relative to most families’ earnings, even after factoring in financial aid.

From MarketWatch • Apr. 9, 2026

This implies 35% market penetration before factoring in any discontinuation rates, versus the 10% the company is at today.

From Barron's • Apr. 6, 2026

It took ten minutes for him to re-create the solution he’d figured out with Mr. Keeney, this time factoring in the actual spacing between the two rock pillars which had been missing until now.

From "The Smartest Kid in the Universe" by Chris Grabenstein