factoring

American  

[fak-ter-ing] / ˈfæk tər ɪŋ /

noun

1. Commerce. the business of purchasing and collecting accounts receivable or of advancing cash on the basis of accounts receivable.

2. the act or process of separating an equation, formula, cryptogram, etc., into its component parts.

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factoring British  

/ ˈfæktərɪŋ /

noun

1. the business of a factor

2. the business of purchasing debts from clients at a discount and making a profit from their collection

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Etymology

Origin of factoring

factor + -ing ¹

Example Sentences

Even factoring in unemployment payments, we now have $1,600 less to spend each month.

From MarketWatch • Mar. 31, 2026

How are you factoring in these consumer changes with your restaurants?

From The Wall Street Journal • Mar. 30, 2026

And that was before factoring in a big project that’s drawing nearer.

From MarketWatch • Mar. 16, 2026

Paramount will operate at a net debt‑to‑Ebitda ratio of 4.3 when the Warner Bros. deal closes, the company projects after factoring in cost synergies.

From Barron's • Mar. 10, 2026

I’m really not in the mood to divvy up everything into eleven equal parts, factoring in age, body weight, and physical output.

From "Mockingjay" by Suzanne Collins