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factoring

American  
[fak-ter-ing] / ˈfæk tər ɪŋ /

noun

  1. Commerce. the business of purchasing and collecting accounts receivable or of advancing cash on the basis of accounts receivable.

  2. the act or process of separating an equation, formula, cryptogram, etc., into its component parts.


factoring British  
/ ˈfæktərɪŋ /

noun

  1. the business of a factor

  2. the business of purchasing debts from clients at a discount and making a profit from their collection

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Etymology

Origin of factoring

factor + -ing 1

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

This capability has been showcased in a research setting before, though only by factoring small numbers.

From Barron's • May 22, 2026

Morningstar raises its fair-value estimate for SK Telecom ADRs to $44.70 from $35.00, factoring in a 50% discount for capital gains tax on sale and illiquidity.

From The Wall Street Journal • May 8, 2026

Markets have reacted to these events by factoring in higher inflation and borrowing costs, and those factors have led to a global rollercoaster on bond markets.

From BBC • May 5, 2026

But there may be a more complicated demographic story factoring in.

From Slate • May 4, 2026

It took ten minutes for him to re-create the solution he’d figured out with Mr. Keeney, this time factoring in the actual spacing between the two rock pillars which had been missing until now.

From "The Smartest Kid in the Universe" by Chris Grabenstein

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