financial planning

American  

noun

1. the devising of a program for the allocation and management of finances and capital through budgeting, investment, etc.

2. the business of devising such programs.

---

Other Word Forms

• financial planner noun

Example Sentences

“The stated minimum is often a signal, not a hard rule,” said Rui Yao, a professor of personal financial planning at the University of Missouri.

From MarketWatch • Apr. 10, 2026

This is more of an emotional question than just financial planning.

From MarketWatch • Apr. 7, 2026

Even with the group’s performance down a bit last year, it contributed 42% of the S&P 500’s total return, according to Matthew Smart, director of financial planning and portfolio analysis at WWM Investments.

From Barron's • Mar. 5, 2026

That plan covers any number of areas, including performance lifestyle advisors - who can talk to the athletes financial planning and work-life balance - and psychology.

From BBC • Feb. 11, 2026

I appreciated their business savvy and the way they always looked out for me, but the last thing I wanted to think about on the eve of my nineteenth birthday was financial planning.

From "Courage to Soar" by Simone Biles