fire insurance

American  

noun

1. insurance covering any loss or damage caused by fire.

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fire insurance British  

noun

1. insurance covering damage or loss caused by fire or lightning

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Etymology

Origin of fire insurance

First recorded in 1790–1800

Example Sentences

The Fair Plan, which offers basic fire insurance for homeowners who can’t get coverage elsewhere, is seeking a 35.8% rate increase to buoy its strained finances.

From The Wall Street Journal • Feb. 22, 2026

Ameer also believes that fire insurance issues could be partly responsible for slowing sales in the area.

From MarketWatch • Feb. 17, 2026

The poll asked if insurance companies should be allowed to increase their rates for fire insurance if it enables them to offer coverage for everyone.

From Los Angeles Times • Mar. 9, 2025

Although Salinas had general liability insurance, he didn’t have fire insurance — it would have more than tripled his premium costs, he said, to around $4,000 a year.

From Los Angeles Times • Feb. 4, 2025

Their trade now seemed to them ridiculously obvious—it was as if they had bought cheap fire insurance on a house engulfed in flames.

From "The Big Short" by Michael Lewis