guaranty

American  

[gar-uhn-tee] / ˈgær ənˌti /

noun

plural

guaranties

1. a warrant, pledge, or formal assurance given as security that another's debt or obligation will be fulfilled.

2. something that is taken or presented as security.

3. the act of giving security.

4. a person who acts as a guarantor.

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verb (used with object)

guarantied, guarantying

1. guarantee.

guaranty British  

/ ˈɡærəntɪ /

noun

1. a pledge of responsibility for fulfilling another person's obligations in case of that person's default

2. a thing given or taken as security for a guaranty

3. the act of providing security

4. a person who acts as a guarantor

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verb

1. a variant of guarantee

Other Word Forms

• nonguaranty noun
• reguaranty noun

Etymology

Origin of guaranty

From the Anglo-French word guarantie, dating back to 1585–95. See warrant, -y ³

Example Sentences

The insurers are heavily regulated at the state level, and policyholders are protected by state guaranty funds up to a certain level that varies by state, but which is usually $300,000 or more.

From MarketWatch • Mar. 26, 2026

Even when failures have occurred, policyholders have generally been made whole up to guaranty limits.

From The Wall Street Journal • Jan. 3, 2026

State guaranty associations protect policyholders when an insurer defaults or becomes insolvent.

From Los Angeles Times • Sep. 1, 2024

Your state’s guaranty association protects your annuity up to certain limits if your insurer fails.

From Seattle Times • Sep. 18, 2023

Authority, whatever it be, makes the maintenance of order its special interest, and order is the guaranty of every one.

From Elements of Morals With Special Application of the Moral Law to the Duties of the Individual and of Society and the State by Janet, Paul