guaranty

American  

[gar-uhn-tee] / ˈgær ənˌti /

noun

plural

guaranties

1. a warrant, pledge, or formal assurance given as security that another's debt or obligation will be fulfilled.

2. something that is taken or presented as security.

3. the act of giving security.

4. a person who acts as a guarantor.

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verb (used with object)

guarantied, guarantying

1. guarantee.

guaranty British  

/ ˈɡærəntɪ /

noun

1. a pledge of responsibility for fulfilling another person's obligations in case of that person's default

2. a thing given or taken as security for a guaranty

3. the act of providing security

4. a person who acts as a guarantor

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verb

1. a variant of guarantee

Other Word Forms

• nonguaranty noun
• reguaranty noun

Etymology

Origin of guaranty

From the Anglo-French word guarantie, dating back to 1585–95. See warrant, -y ³

Example Sentences

The insurers are heavily regulated at the state level, and policyholders are protected by state guaranty funds up to a certain level that varies by state, but which is usually $300,000 or more.

From MarketWatch • Mar. 26, 2026

Even when failures have occurred, policyholders have generally been made whole up to guaranty limits.

From The Wall Street Journal • Jan. 3, 2026

State guaranty associations protect policyholders when an insurer defaults or becomes insolvent.

From Los Angeles Times • Sep. 1, 2024

Your state’s guaranty association protects your annuity up to certain limits if your insurer fails.

From Seattle Times • Sep. 18, 2023

After all preliminary arrangements are made if you will prepare a contract of sale and forward it to me I will have the abstract brought down to date and secured by a guaranty policy.

From Business English A Practice Book by Buhlig, Rose