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homeowner's policy

American  

noun

Insurance.
  1. a form of home insurance that provides compensation for damage, loss, or injury of property, personal belongings, or persons due to fire, theft, accidents, etc.


Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

A standard homeowner’s policy covers many — but not all — major risks, and excludes things like flood and earthquake unless you buy separate coverage.

From MarketWatch • Jan. 10, 2026

The first year surcharge is estimated to average $21.03 for a standard homeowner’s policy, $10.66 for condo owners and $1.90 for renters.

From Los Angeles Times • Oct. 22, 2025

Coleman didn’t have flood insurance; she did have a homeowner’s policy, but the insurer, according to the story, had given her the crushing news that nothing would be covered.

From Washington Post • Feb. 27, 2022

Their homeowner’s policy cost $1,300 to $1,500 and he could not justify spending another $1,000 for quake coverage, he said.

From Seattle Times • Dec. 9, 2018

A homeowner’s policy may cover this type of repair.

From Encyclopedia.com • Jun. 26, 2018