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homeowner's policy

American  

noun

Insurance.
  1. a form of home insurance that provides compensation for damage, loss, or injury of property, personal belongings, or persons due to fire, theft, accidents, etc.


Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

You wouldn’t buy a home without a homeowner’s policy; in fact, the bank requires it.

From The Wall Street Journal • Jun. 19, 2026

A standard homeowner’s policy covers many — but not all — major risks, and excludes things like flood and earthquake unless you buy separate coverage.

From MarketWatch • Jan. 10, 2026

Mudslides, mud flows and debris flows aren’t covered by typical homeowners’ insurance, either — though in particular circumstances, a homeowner’s policy might cover some of the damage from these events.

From Los Angeles Times • Feb. 5, 2024

If you intend to build there, talk to your insurance agent about an earthquake rider on your homeowner’s policy.

From Seattle Times • Feb. 5, 2024

Typically, your homeowner’s policy will cover damages that are related to “sudden” water damage.

From Encyclopedia.com • Jun. 26, 2018

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