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homeowner's policy

American  

noun

Insurance.
  1. a form of home insurance that provides compensation for damage, loss, or injury of property, personal belongings, or persons due to fire, theft, accidents, etc.


Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

A standard homeowner’s policy covers many — but not all — major risks, and excludes things like flood and earthquake unless you buy separate coverage.

From MarketWatch • Jan. 10, 2026

If you intend to build there, talk to your insurance agent about an earthquake rider on your homeowner’s policy.

From Seattle Times • Feb. 5, 2024

AIG was responsible for his defense under the terms of the defamation coverage on his homeowner’s policy.

From Washington Post • May 31, 2019

Chubb has been working with Wildfire Defense Systems since 2008, offering the service as part of its standard homeowner’s policy for properties in wildfire-exposed areas.

From Los Angeles Times • Nov. 27, 2018

It’s important to change your homeowner’s policy over to the rental property before any new renters move in.

From Encyclopedia.com • Jun. 26, 2018