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homeowner's policy

American  

noun

Insurance.
  1. a form of home insurance that provides compensation for damage, loss, or injury of property, personal belongings, or persons due to fire, theft, accidents, etc.


Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

You wouldn’t buy a home without a homeowner’s policy; in fact, the bank requires it.

From The Wall Street Journal • Jun. 19, 2026

A standard homeowner’s policy covers many — but not all — major risks, and excludes things like flood and earthquake unless you buy separate coverage.

From MarketWatch • Jan. 10, 2026

It received approval from regulators to temporarily charge customers with a standard homeowner’s policy a 1.13% fee for two renewal periods.

From Los Angeles Times • Oct. 22, 2025

Carroll also said many insurance companies need information on the roof before they quote a homeowner’s policy.

From Seattle Times • Jul. 10, 2023

Typically, your homeowner’s policy will cover damages that are related to “sudden” water damage.

From Encyclopedia.com • Jun. 26, 2018

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