homeowner's policy

American  

noun

Insurance.

1. a form of home insurance that provides compensation for damage, loss, or injury of property, personal belongings, or persons due to fire, theft, accidents, etc.

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Example Sentences

A standard homeowner’s policy covers many — but not all — major risks, and excludes things like flood and earthquake unless you buy separate coverage.

From MarketWatch • Jan. 10, 2026

Mudslides, mud flows and debris flows aren’t covered by typical homeowners’ insurance, either — though in particular circumstances, a homeowner’s policy might cover some of the damage from these events.

From Los Angeles Times • Feb. 5, 2024

Staebler: Before you start a remodeling project or hire a contractor to work on your home, it’s essential to revisit your homeowner’s policy with your insurance partner.

From Washington Post • Oct. 13, 2021

Their homeowner’s policy cost $1,300 to $1,500 and he could not justify spending another $1,000 for quake coverage, he said.

From Seattle Times • Dec. 9, 2018

Typically, your homeowner’s policy will cover damages that are related to “sudden” water damage.

From Encyclopedia.com • Jun. 26, 2018