Showing results for "insured"

• past participle of insure.
• past tense form of insure.

insured

American  

[in-shoord, -shurd] / ɪnˈʃʊərd, -ˈʃɜrd /

noun

• insureds
  plural

1. the person, group, or organization whose life or property is covered by an insurance policy.

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insured British  

/ ɪnˈʃʊəd, -ˈʃɔːd /

adjective

1. covered by insurance

   an insured risk

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noun

1. the person, persons, or organization covered by an insurance policy

Other Word Forms

Derived Forms

• uninsured
  adjective
• well-insured
  adjective

Inflected Forms

Nouns

• insureds
  plural

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Etymology

Origin of insured

First recorded in 1675–85; insure + -ed ²

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Compare meaning

How does insured compare to similar and commonly confused words? Explore the most common comparisons:

• bonded vs. insured

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Explanation

Something that's insured is protected by an insurance policy — in other words, its loss or damage will be compensated by an insurance company. If your laptop is insured, you'll get enough money to replace it if it's stolen. If an insured house burns down or is damaged in a storm, an insurance company will pay to repair or replace it. In exchange, the homeowner pays monthly (or sometimes annual) fees. If you have a life insurance policy or insurance that covers your health care, you are also insured. Insured, by way of the verb insure, comes from the original ensure, which has the roots en-, "make," and sure, "safe, strong, or resolute."

Example Sentences

See Examples For:

insured insureds

Bennett said in a video on YouTube that 104 of his trading cards, which he had insured for $156,000, were stolen.

From The Wall Street Journal ● Oct. 20, 2026

While he declined to reveal to CNN how much the diamond was insured for, he noted that extensive academic study into the properties of the diamond had taken place to make it uniquely identifiable.

From BBC ● Oct. 17, 2026

"Those without experience, who are generally not insured, can try them out on the lake which is likely to cause an accident," he said.

From BBC ● Oct. 5, 2026

There was just one hitch: The law applied only to employees of fully insured large companies plus CalPERS — potentially reaching roughly 9 million Californians, including workers, spouses and dependents, according to a legislative analysis.

From Los Angeles Times ● Sep. 27, 2026

“Well, for one thing I just insured your sister's babies, Sarah and Stephen.”

From "A Tree Grows in Brooklyn" by Betty Smith

“This notice seems to admit that the CFP Policy is less favorable to insureds than the Standard Form Policy,” the judge wrote, in declaring the policy illegal.

From Los Angeles Times ● Jun. 25, 2025

And nearly one in five single insureds had an OOP of at least $6,000.

From Seattle Times ● Aug. 22, 2021

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Related Words

• guaranteed
• protected

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