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Synonyms

insured

American  
[in-shoord, -shurd] / ɪnˈʃʊərd, -ˈʃɜrd /

noun

insureds plural
  1. the person, group, or organization whose life or property is covered by an insurance policy.


insured British  
/ -ˈʃɔːd, ɪnˈʃʊəd /

adjective

  1. covered by insurance

    an insured risk

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

noun

  1. the person, persons, or organization covered by an insurance policy

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Other Word Forms

Derived Forms

Inflected Forms

Nouns

Etymology

Origin of insured

First recorded in 1675–85; insure + -ed 2

Compare meaning

How does insured compare to similar and commonly confused words? Explore the most common comparisons:

Explanation

Something that's insured is protected by an insurance policy — in other words, its loss or damage will be compensated by an insurance company. If your laptop is insured, you'll get enough money to replace it if it's stolen. If an insured house burns down or is damaged in a storm, an insurance company will pay to repair or replace it. In exchange, the homeowner pays monthly (or sometimes annual) fees. If you have a life insurance policy or insurance that covers your health care, you are also insured. Insured, by way of the verb insure, comes from the original ensure, which has the roots en-, "make," and sure, "safe, strong, or resolute."

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Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

Outside of the trials, they can't be insured, and thus can only legally be ridden on private land, with the owner's permission.

From BBC Jul. 22, 2026

The loans are originated by private lenders and insured by the Federal Housing Administration, a part of the federal Department of Housing and Urban Development.

From MarketWatch Jun. 29, 2026

He told investors that not only their principal, but also all income payments through maturity were insured.

From The Wall Street Journal Jun. 29, 2026

California has tried to keep people insured by using state tax money to fill in the gap for lower-income families.

From Los Angeles Times Jun. 2, 2026

“I assure you,” said the grieving widow, “I ensured he was insured to the hilt. ” avert/avoid.

From "Woe Is I" by Patricia T. O'Conner

“This notice seems to admit that the CFP Policy is less favorable to insureds than the Standard Form Policy,” the judge wrote, in declaring the policy illegal.

From Los Angeles Times Jun. 25, 2025

And nearly one in five single insureds had an OOP of at least $6,000.

From Seattle Times Aug. 22, 2021

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