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Synonyms

insured

American  
[in-shoord, -shurd] / ɪnˈʃʊərd, -ˈʃɜrd /

noun

  1. the person, group, or organization whose life or property is covered by an insurance policy.


insured British  
/ -ˈʃɔːd, ɪnˈʃʊəd /

adjective

  1. covered by insurance

    an insured risk

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

noun

  1. the person, persons, or organization covered by an insurance policy

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Other Word Forms

Derived Forms

Etymology

Origin of insured

First recorded in 1675–85; insure + -ed 2

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Explanation

Something that's insured is protected by an insurance policy — in other words, its loss or damage will be compensated by an insurance company. If your laptop is insured, you'll get enough money to replace it if it's stolen. If an insured house burns down or is damaged in a storm, an insurance company will pay to repair or replace it. In exchange, the homeowner pays monthly (or sometimes annual) fees. If you have a life insurance policy or insurance that covers your health care, you are also insured. Insured, by way of the verb insure, comes from the original ensure, which has the roots en-, "make," and sure, "safe, strong, or resolute."

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Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

If you have expensive rocks, make sure they’re insured and don’t store them in obvious places, such as the bedroom.

From MarketWatch • Jun. 3, 2026

California has tried to keep people insured by using state tax money to fill in the gap for lower-income families.

From Los Angeles Times • Jun. 2, 2026

According to Sunil, before boarding Skylight, he was told by a recruiting agent in India that the ship was insured.

From BBC • May 23, 2026

The company insured more people affected by the disaster than any other, it added.

From The Wall Street Journal • May 4, 2026

“But she’s had them insured since birth—a nickel a week policy.”

From "A Tree Grows in Brooklyn" by Betty Smith

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