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national bank

American  

noun

  1. a bank chartered by the U.S. government and formerly authorized to issue notes that served as money.

  2. a bank owned and administered by the government, as in some European countries.


national bank British  

noun

  1. (in the US) a commercial bank incorporated under a Federal charter and legally required to be a member of the Federal Reserve System Compare state bank

  2. a bank owned and operated by a government

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Etymology

Origin of national bank

An Americanism dating back to 1780–90

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

UBS’s application for a national bank charter began years earlier and isn’t the result of the capital discussions, said Rob Karofsky, the bank’s Americas president.

From The Wall Street Journal • Mar. 20, 2026

The bank says a national bank charter will let it significantly expand its banking services, including taking more deposits.

From The Wall Street Journal • Mar. 20, 2026

SoFi suspended the service in 2023 as a condition of receiving a national bank charter.

From Barron's • Jan. 30, 2026

First Minister John Swinney has proposed that 15 June is designated as a national bank holiday.

From BBC • Jan. 5, 2026

His model was England, with its national bank, regulated commerce, and powerful finance ministers.

From "Founding Brothers: The Revolutionary Generation" by Joseph J. Ellis

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