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national bank

American  

noun

  1. a bank chartered by the U.S. government and formerly authorized to issue notes that served as money.

  2. a bank owned and administered by the government, as in some European countries.


national bank British  

noun

  1. (in the US) a commercial bank incorporated under a Federal charter and legally required to be a member of the Federal Reserve System Compare state bank

  2. a bank owned and operated by a government

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Etymology

Origin of national bank

An Americanism dating back to 1780–90

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

It’s planning to submit a new application for a national bank trust charter, this time under the Genius Act that makes stablecoins more visible alongside existing payment rails.

From MarketWatch Jul. 24, 2026

Wise Group shares fell as much as 11% on Friday as the U.K.-headquartered, U.S.-listed fintech had its application for a national bank charter denied.

From MarketWatch Jul. 24, 2026

Revolut recently secured a full U.K. banking license and has applied for a U.S. national bank charter.

From The Wall Street Journal Jul. 22, 2026

But Alexander Hamilton, among others, recognized that a national bank, in harnessing private wealth to create public credit, was as vital to independence as a military victory.

From The Wall Street Journal Jul. 17, 2026

His model was England, with its national bank, regulated commerce, and powerful finance ministers.

From "Founding Brothers: The Revolutionary Generation" by Joseph J. Ellis

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