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no-claims bonus

noun
  1. a reduction on an insurance premium, esp one covering a motor vehicle, if no claims have been made within a specified periodAlso called: no-claim bonus
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Collins English Dictionary - Complete & Unabridged 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012