consumer credit

American  

noun

1. credit extended by a retail store, bank, finance company, or other lender, chiefly for the purchase of consumer goods.

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Etymology

Origin of consumer credit

First recorded in 1925–30

Example Sentences

What is understood by most economists, however, is that a federal rate cap would function as a price control for the consumer credit markets.

From Barron's • Jan. 13, 2026

Brookfield also acquired a majority stake in Angel Oak, an Atlanta-based asset manager operating as Angel Oak Capital Advisors and focused on residential mortgages and consumer credit.

From The Wall Street Journal • Nov. 7, 2025

Girouard said he has seen “no material deterioration in consumer credit strength” — and better yet, “recent signs of improvement.”

From MarketWatch • Nov. 4, 2025

Wall Street’s public narrative is that the economy is resilient, inflation is cooling, and consumer credit remains stable.

From The Wall Street Journal • Oct. 27, 2025

Stage One was to apply a formula that had been dreamed up to cope with corporate credit risk to consumer credit risk.

From "The Big Short" by Michael Lewis