origination fee

American  

[aw-rij-uh-ney-shuhn fee, o-rij‐] / ɔˌrɪdʒ əˈneɪ ʃən ˈfi, ɒˌrɪdʒ‐ /

noun

Finance.

1. a fee charged by a lender for evaluating and processing a loan application, typically a one-time fee taken out up-front as a percentage of the face value of the loan.

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Etymology

Origin of origination fee

First recorded in 1960–65

Example Sentences

See Examples For:

origination fee

Refinancing isn’t free; it typically costs 2% to 5% of the new loan amount, on top of an origination fee and an appraisal, according to the personal-finance website Bankrate.

From MarketWatch ● Jul. 22, 2026

WSJ | Buy Side: Some personal loans charge no origination fee, but compare interest rates and other terms to get a good deal.

From The Wall Street Journal ● Apr. 1, 2026

Closing costs typically include an origination fee, home appraisal and title search, among other expenses, and can range from 2% to 6% of the loan amount.

From Seattle Times ● Mar. 11, 2023

But yeah, the bankers, they got a big origination fee.

From Slate ● Jul. 12, 2022

“He has not been paid any origination fee or any other fees in connection with these matters,” he said.

From New York Times ● Mar. 21, 2018