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underinsured

British  
/ ˌʌndərɪnˈʃʊəd /

adjective

  1. not having enough insurance to cover the cost of a loss

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Example Sentences

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Even if those estimates prove high, the underlying risk remains remarkably underinsured because the service has been free, invisible and almost perfectly reliable for three decades.

From The Wall Street Journal Jul. 5, 2026

Click responded that the law specifically covered only the uninsured and underinsured motorist coverage that only the ride-sharing companies have to carry.

From Los Angeles Times Jan. 16, 2026

"I know that I'm way better off than a lot of people who were underinsured."

From Barron's Jan. 4, 2026

Trauss said many fire victims are underinsured and currently deciding whether it’s financially possible to rebuild.

From Los Angeles Times Dec. 10, 2025

One solution for the underinsured would be to buy more coverage, but as premiums rise faster than incomes, many cannot afford to.

From MarketWatch Oct. 9, 2025

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