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personal loan

American

[pur-suh-nl lohn] / ˈpɜr sə nl ˈloʊn /

noun

Finance.

a loan made for discretionary use typically to a person with a high credit score who is generally not asked to provide collateral to back up the loan. A personal loan may be used for almost any purpose, such as consolidating credit card debt, making home improvements, or making a major purchase.

She got a personal loan so she could take time off from work and go on a round-the-world cruise.

Etymology

Origin of personal loan

First recorded in 1850–55

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

She has more than 8 million Instagram followers and last year shot a video for Vogue detailing her personal skin care routine.

From Reuters • Jul. 19, 2021

Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023