policyholder

American  

[pol-uh-see-hohl-der] / ˈpɒl ə siˌhoʊl dər /

noun

1. the individual or firm in whose name an insurance policy is written; an insured.

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policyholder British  

/ ˈpɒlɪsɪˌhəʊldə /

noun

1. a person or organization in whose name an insurance policy is registered

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Etymology

Origin of policyholder

An Americanism dating back to 1850–55; policy ² + holder

Example Sentences

However, the difference in premiums may look less pronounced for the average policyholder, who purchases anywhere from $20,000 to $500,000 in coverage.

From MarketWatch • Apr. 16, 2026

During a decade of ultralow bond rates, private-equity-controlled insurers surged ahead of traditional firms by investing policyholder premiums in higher risk private credit.

From The Wall Street Journal • Mar. 20, 2026

Three officers attempted to close policyholder cases even though the insurance claim remained in dispute.

From Los Angeles Times • Feb. 19, 2026

Even after the death of the policyholder, the carrier may have to pay the death benefits, if it has not honored its obligations.

From MarketWatch • Nov. 12, 2025

In Philadelphia Holmes had swindled the Fidelity Mutual Life Association of nearly $10,000 by apparently faking the death of a policyholder, Ben Pitezel.

From "The Devil in the White City" by Erik Larson