QM

¹

abbreviation

1. Also Q.M. quartermaster.

2. Physics.,  quantum mechanics.

q.m.

²

abbreviation

1. (in prescriptions) every morning.

QM

¹

abbreviation

1. Quartermaster

q.m.

²

abbreviation

1. quaque mane

Word History and Origins

Origin of QM¹

From Latin quoque matutino

Word History and Origins

Origin of QM¹

Latin: every morning

Example Sentences

The phone has a 5.45-inch HD plus Corning Gorilla Glass 3 display, a 60Hz refresh rate, a 13-megapixel rear camera with support for HDR, an 8-megapixel autofocus front camera, a 3,500mAh battery, a Qualcomm quad-core QM-215 chipset, with 2GB of RAM, and 32GB of expandable storage.

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Even though non-QM loans are considered riskier than QM loans, they should not be confused with the subprime loans that were at the center of the housing crisis.

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In 2014, in response to the housing crisis, the Consumer Financial Protection Bureau put in place the qualified mortgage or QM rule.

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However, loans that would be purchased by Fannie Mae and Freddie Mac are exempt from the maximum debt-to-income ratio of 43 percent set by the QM rule — if borrowers met all other requirements to demonstrate their ability to repay the loan.

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The possibility of this exemption, known as the “QM patch,” expiring without modification by the Consumer Financial Protection Bureau is unlikely, according to Cecala and most industry experts.

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