Roth IRA

American  

1. an individual retirement account in which investments are made with taxable dollars, but earnings are tax-free and withdrawals are tax-free after age 59 1/2.

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Etymology

Origin of Roth IRA

1997; after William V. Roth, Jr., senator from Delaware

Example Sentences

“If you take the $6,000 deduction and you convert $6,000 to a Roth IRA in the same year, then it’s a wash.”

From Barron's • Apr. 25, 2026

Also weigh the benefit of converting some assets in your regular IRA to a Roth IRA.

From Barron's • Apr. 25, 2026

Note that with traditional IRAs, you can’t just take the $7,000 out tax-free as you can with the Roth IRA.

From MarketWatch • Apr. 20, 2026

It’s worth revisiting the Roth IRA and backdoor Roth rules in time for tax day, because these often spark confusion.

From MarketWatch • Apr. 9, 2026

With a Roth IRA, you get significant tax advantages, including tax-free growth and qualified withdrawals, and no required minimum distributions if you are the original owner.

From MarketWatch • Apr. 4, 2026