Roth IRA

American  

1. an individual retirement account in which investments are made with taxable dollars, but earnings are tax-free and withdrawals are tax-free after age 59 1/2.

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Etymology

Origin of Roth IRA

1997; after William V. Roth, Jr., senator from Delaware

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Example Sentences

See Examples For:

Roth IRA

With your traditional IRA and modest Roth IRA, your adviser’s 99% Monte Carlo success rate is encouraging, but it depends on what the model defines as success.

From MarketWatch ● Oct. 29, 2026

Since 2024, the Secure 2.0 Act has let families roll leftover 529 money into the beneficiary’s Roth IRA, up to $35,000 over the beneficiary’s lifetime, with no tax or penalty.

From MarketWatch ● Oct. 26, 2026

These moves are legal, and they could be used in other ways, such as to help a young person fund a Roth IRA.

From The Wall Street Journal ● Oct. 8, 2026

While a Roth IRA must also be emptied by year 10, the beneficiary doesn’t owe income tax on withdrawals as long as the Roth IRA has met the five-year holding requirement.

From The Wall Street Journal ● Oct. 4, 2026

Today, she automatically transfers money into a robo-invested Fidelity Roth IRA.

From MarketWatch ● Sep. 24, 2026

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