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self-insure

American  
[self-in-shoor, self-] / ˈsɛlf ɪnˈʃʊər, ˌsɛlf- /

verb (used with object)

self-insured, self-insuring
  1. to subject (one's property or interests) to self-insurance.


verb (used without object)

self-insured, self-insuring
  1. to insure with self-insurance.

Etymology

Origin of self-insure

First recorded in 1930–35


Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

You could self-insure and set aside enough money, buy traditional long-term-care insurance, or decide upon a combination.

From MarketWatch ● Oct. 8, 2026

She says more and more people are looking to self-insure their pets, but warned it requires "quite a lot of discipline" and that it is not the norm.

From BBC ● Apr. 21, 2026

Companies choose to self-insure because it gives them more control over benefits and can lower costs.

From The Wall Street Journal ● Mar. 12, 2026

"A lot of these shadow vessels will be able to self-insure or they will be able to be insured by Russian P&I", he added, referring to protection and indemnity insurance.

From Reuters ● Oct. 21, 2022

You could also self-insure by setting money aside annually for long-term care expenses.

From Seattle Times ● Sep. 8, 2021

That includes the self-insured employers that Cuban is aiming to influence.

From MarketWatch ● Aug. 13, 2026

Yet if drug companies sell drugs to insurance companies or to employers who are self-insured, two problems arise.

From The Wall Street Journal ● Nov. 13, 2025

Insurers administering plans for self-insured employers — large companies and institutions — are probably responding to their clients’ directives.

From Los Angeles Times ● Aug. 27, 2024

Thungela told Reuters it intends to become fully self-insured in future, without specifying the timeframe.

From Reuters ● Aug. 31, 2023

Most large employers, like Amazon, Boeing and Microsoft, provide self-insured plans that don’t fall under the OIC’s authority, and oversight is limited.

From Seattle Times ● Aug. 6, 2023

Interestingly, from what I have read, the $2 million–to–$4 million range is also around the point where many financial planners consider self-insuring for long-term care instead of purchasing long-term-care insurance.

From MarketWatch ● Jul. 23, 2026

Other consumer advice bodies warn self-insuring options can also be risky, as savings may still not cover a big bill.

From BBC ● Apr. 21, 2026

The detailed data on employee health claims that they get by self-insuring has prompted many of them to adopt and take other steps to drive down costs, Twietmeyer says.

From BusinessWeek ● Jan. 7, 2014

Q: Does this under-26 provision apply to me if I work at a self-insuring company?

From Seattle Times ● Aug. 24, 2010

Still, it seems that people would be better served by self-insuring, i.e. putting $15.99 per month into a savings account and earning interest, rather than paying for such coverage and then possibly never getting divorced.

From New York Times ● Aug. 6, 2010

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