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self-insure

American  
[self-in-shoor, self-] / ˈsɛlf ɪnˈʃʊər, ˌsɛlf- /

verb (used with object)

self-insured, self-insuring
  1. to subject (one's property or interests) to self-insurance.


verb (used without object)

self-insured, self-insuring
  1. to insure with self-insurance.

Etymology

Origin of self-insure

First recorded in 1930–35

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

You can either self-insure and set aside enough money for a prolonged period of care, buy traditional long-term-care insurance, or decide upon some kind of combination.

From MarketWatch Sep. 18, 2026

She says more and more people are looking to self-insure their pets, but warned it requires "quite a lot of discipline" and that it is not the norm.

From BBC Apr. 21, 2026

Cava will renew its health coverage in August, and executives are considering whether to self-insure, she said.

From The Wall Street Journal Mar. 12, 2026

You could also self-insure by setting money aside annually for long-term care expenses.

From Seattle Times Sep. 8, 2021

Other oil firms have tax-haven subsidiaries through which they self-insure their facilities.

From Reuters Dec. 9, 2020

That includes the self-insured employers that Cuban is aiming to influence.

From MarketWatch Aug. 13, 2026

Yet if drug companies sell drugs to insurance companies or to employers who are self-insured, two problems arise.

From The Wall Street Journal Nov. 13, 2025

It would not apply to patients on Medi-Cal, the state’s Medicaid program, or Medicare, and it would exclude self-insured plans offered by large employers, which are regulated by the U.S.

From Los Angeles Times Feb. 18, 2025

Thungela told Reuters it intends to become fully self-insured in future, without specifying the timeframe.

From Reuters Aug. 31, 2023

Most large employers, like Amazon, Boeing and Microsoft, provide self-insured plans that don’t fall under the OIC’s authority, and oversight is limited.

From Seattle Times Aug. 6, 2023

Interestingly, from what I have read, the $2 million–to–$4 million range is also around the point where many financial planners consider self-insuring for long-term care instead of purchasing long-term-care insurance.

From MarketWatch Jul. 23, 2026

Other consumer advice bodies warn self-insuring options can also be risky, as savings may still not cover a big bill.

From BBC Apr. 21, 2026

As the company’s sole owner, he was willing to make big bets with his money—buying the Little Birds, for example, and then self-insuring them when no one else would.

From BusinessWeek Nov. 21, 2013

Bank of America is an example of a self-insuring company, and it has voluntarily extended under 26 benefits early to its employees as well.

From Seattle Times Aug. 24, 2010

Still, it seems that people would be better served by self-insuring, i.e. putting $15.99 per month into a savings account and earning interest, rather than paying for such coverage and then possibly never getting divorced.

From New York Times Aug. 6, 2010

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