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underinsured

British  
/ ˌʌndərɪnˈʃʊəd /

adjective

  1. not having enough insurance to cover the cost of a loss

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Example Sentences

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Even if those estimates prove high, the underlying risk remains remarkably underinsured because the service has been free, invisible and almost perfectly reliable for three decades.

From The Wall Street Journal Jul. 5, 2026

"I know that I'm way better off than a lot of people who were underinsured."

From Barron's Jan. 4, 2026

He was underinsured, he said, and insurance hadn’t finished updating its new estimate since his house had been renovated a year before.

From Los Angeles Times Dec. 17, 2025

Trauss said many fire victims are underinsured and currently deciding whether it’s financially possible to rebuild.

From Los Angeles Times Dec. 10, 2025

Due to differing state requirements, the rate of underinsured drivers varied from 5.6% in the District of Columbia to 40.9% in Colorado in 2022.

From MarketWatch Oct. 9, 2025

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