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underinsured

British  
/ ˌʌndərɪnˈʃʊəd /

adjective

  1. not having enough insurance to cover the cost of a loss

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

Like many fire survivors, he found out they were woefully underinsured after the disaster.

From Los Angeles Times Jul. 17, 2026

Even if those estimates prove high, the underlying risk remains remarkably underinsured because the service has been free, invisible and almost perfectly reliable for three decades.

From The Wall Street Journal Jul. 5, 2026

The initiative contradicts Uber’s own recent legislative victory—Senate Bill 371, which reduced Uber’s required insurance coverage for passengers injured by uninsured or underinsured motorists from $1 million to $60,000 per person and $300,000 per incident.

From Los Angeles Times Jan. 16, 2026

"I know that I'm way better off than a lot of people who were underinsured."

From Barron's Jan. 4, 2026

Due to differing state requirements, the rate of underinsured drivers varied from 5.6% in the District of Columbia to 40.9% in Colorado in 2022.

From MarketWatch Oct. 9, 2025

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