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variable-rate

American  
[vair-ee-uh-buhl-reyt] / ˈvɛər i ə bəlˌreɪt /

adjective

  1. providing for changes in the interest rate, adjusted periodically in accordance with prevailing market conditions.

    a variable-rate mortgage.


Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

Most Australians use variable-rate mortgages, making them far more sensitive to their central bank’s decisions than U.S. homeowners.

From Barron's Jun. 15, 2026

This might hurt smaller companies, which tend to issue more variable-rate debt to fund their businesses.

From The Wall Street Journal Jan. 16, 2026

Borrowers of private student loans have already seen rates climb because of previous rate increases: Both fixed- and variable-rate loans are linked to benchmarks that track the federal funds rate, the Fed’s benchmark rate.

From New York Times May 1, 2024

For starters, WaFd Bank was less vulnerable to rate hikes: Back in 2005, the bank began moving away from fixed-rate loans and toward more variable-rate commercial loans, said CEO Brent Beardall.

From Seattle Times Feb. 16, 2024

Both banks had no variable-rate mortgages with amortizations greater than 30 years prior to the start of rate hikes.

From Reuters Jun. 27, 2023

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