APR
noun
annual percentage rate: the annual rate of interest that a bank or other creditor charges for lending money to a borrower.
APR
1 American
[ey-pee-ahr]
/ ˈeɪˈpiˈɑr /
noun
Finance, Banking.
Apr.
2
American
abbreviation
APR
1
British
abbreviation
Apr
2
British
abbreviation
Usage
What does APR mean in banking? APR is an abbreviation of annual percentage rate, which is the annual rate of interest a bank or other creditor charges for lending money to a borrower. The APR is expressed as a percentage of the loan amount and includes not only the annual interest on the loan but all other costs involved in getting the loan. An APR can also refer to the annual rate of return on an investment (also called the annual percentage yield or APY), such as a savings CD (certificate of deposit), expressed as a percentage of the investment amount.
Etymology
Origin of APR
First recorded in 1970–75
Example Sentences
Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.
See Examples For:
Stuck with mounting debt carrying 22% to 26% APR, Um helped the client refinance the debt into a three-year personal loan with a 9.5% APR.
From MarketWatch ● Feb. 26, 2026
Affirm said its product itself carries 0% APR and no late or hidden fees.
From MarketWatch ● Feb. 13, 2026
Deal with that credit-card debt ASAP, given that the average APR is 22.8%.
From MarketWatch ● Feb. 8, 2026
They noted that the the Affirm Card “also serves as an important vehicle to push 0% APR loans,” another product that is seeing increased popularity with Affirm’s customers.
From Barron's ● Feb. 6, 2026
Morgan Stanley upgraded Affirm to Overweight, citing its strong execution and differentiated 0% APR promotions.
From Barron's ● Feb. 3, 2026
“We find our competitors do a frame-by-frame analysis whenever we release something and copy everything they possibly can,” said Musk on Tesla’s Apr. 22 first-quarter earnings conference call.
From Barron's ● May 13, 2026
Wells was arrested on Apr. 29, with his bail set at $4 million, according to the statement.
From Los Angeles Times ● May 12, 2026
The design-software group said late Tuesday it would launch a $25 billion share repurchase program that will run through Apr. 30, 2030 in a move “designed to return value to Adobe’s stockholders.”
From MarketWatch ● Apr. 22, 2026
I bonds, which you can buy only through the Treasury directly, are yielding 4.03%; that semiannual rate will be reset on Apr. 30.
From The Wall Street Journal ● Mar. 20, 2026
On Apr. 10th the Admiralty gave their assent.
From Autobiography of Sir George Biddell Airy by George Biddell Airy
Jean-Paul Belmondo was born in Neuilly-sur-Seine, a suburb of Paris on 9 Apr 1933, the son of Paul Belmondo, a sculptor whose statues grace many a Parisian park.
From BBC ● Sep. 6, 2021
Then it was time for the simple granite marker to be unveiled: “Educator, Civil Rights Activist Ellen Garrison Clark, Apr 14, 1823 - Dec. 21, 1892.”
From Los Angeles Times ● Jul. 30, 2021
Apr 25, 2016 - Jon Keyser falls 86 valid signatures short of U.S.
From MSNBC ● May 14, 2016
This was originally published on: Apr 24, 2015 @ 4:02.
From Forbes ● Apr. 26, 2015
Inscribed by my husband at Sunset Apr 3d 1843 In the gold light S. A. H. Man's accidents are God's purposes.
From Literary Shrines The Haunts of Some Famous American Authors by Theodore F. (Theodore Frelinghuysen) Wolfe
Definitions and idiom definitions from Dictionary.com Unabridged, based on the Random House Unabridged Dictionary, © Random House, Inc. 2023
Idioms from The American Heritage® Idioms Dictionary copyright © 2002, 2001, 1995 by Houghton Mifflin Harcourt Publishing Company. Published by Houghton Mifflin Harcourt Publishing Company.
