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Synonyms

creditor

American  
[kred-i-ter] / ˈkrɛd ɪ tər /

noun

  • creditors
    plural
  1. a person or firm to whom money is due (opposed to debtor).

  2. a person or firm that gives credit in business transactions.

  3. Bookkeeping. credit.


creditor British  
/ ˈkrɛdɪtə /

noun

  1. a person or commercial enterprise to whom money is owed Compare debtor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

creditor Cultural  
  1. One to whom a debt is owed.


Other Word Forms

Derived Forms

Inflected Forms

Nouns

Etymology

Origin of creditor

1400–50; late Middle English creditour < Latin crēditor, equivalent to crēdi- variant stem of crēdere to believe, entrust ( see credit) + -tor -tor

Explanation

If Joe loans you two dollars so you can buy a cup of coffee, Joe is your creditor — you owe him two dollars and a big thank you! If you have a credit card, the bank that issues it to you is your creditor. What they give you is not just a piece of plastic: rather it is a line of credit or a certain amount of money that they have agreed to loan you at fixed terms. Make sure you pay it off every month or you'll become a debtor!

Keep Reading on Vocabulary.com

Vocabulary lists containing creditor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

Are you a Brewdog creditor or worker affected by this?

From BBC Sep. 18, 2026

She recalls traveling on a tight budget and staying in a tiny Holiday Inn Express room in Hong Kong—where one creditor was based—that was so cramped she struggled to open her suitcase.

From The Wall Street Journal Jun. 18, 2026

China is also the largest single bilateral creditor with Solomon Islands debt to Chinese banks for infrastructure projects doubling last year.

From Barron's Jun. 3, 2026

The leverage the city has on the pending sale includes its status as a creditor seeking to recoup public funds spent to protect the complex with fencing and deploy police security to prevent vandalism.

From Los Angeles Times May 28, 2026

The salesman had told Hale that because he wasn’t Roan’s relative, he could become his beneficiary only if he were his creditor.

From "Killers of the Flower Moon" by David Grann

The UK's biggest water company owes roughly £20bn and has been working with creditors and government officials.

From BBC Sep. 18, 2026

Another advantage to a trust: For the most part, an irrevocable trust would shield assets from your mother’s creditors, if she had any.

From MarketWatch Sep. 10, 2026

According to the filing, Signorello Estate believes it owes its creditors between $10 million and $50 million.

From Los Angeles Times Sep. 9, 2026

Unsecured creditors of bankrupt Dish Wireless are seeking to appoint an independent trustee and disqualify the company’s legal adviser, White & Case.

From The Wall Street Journal Sep. 8, 2026

It took six years, but she paid her creditors every cent she owed.

From "Votes for Women!" by Winifred Conkling

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