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Synonyms

creditor

American  
[kred-i-ter] / ˈkrɛd ɪ tər /

noun

  • creditors
    plural
  1. a person or firm to whom money is due (opposed to debtor).

  2. a person or firm that gives credit in business transactions.

  3. Bookkeeping. credit.


creditor British  
/ ˈkrɛdɪtə /

noun

  1. a person or commercial enterprise to whom money is owed Compare debtor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

creditor Cultural  
  1. One to whom a debt is owed.


Other Word Forms

Derived Forms

Inflected Forms

Nouns

Etymology

Origin of creditor

1400–50; late Middle English creditour < Latin crēditor, equivalent to crēdi- variant stem of crēdere to believe, entrust ( see credit) + -tor -tor

Explanation

If Joe loans you two dollars so you can buy a cup of coffee, Joe is your creditor — you owe him two dollars and a big thank you! If you have a credit card, the bank that issues it to you is your creditor. What they give you is not just a piece of plastic: rather it is a line of credit or a certain amount of money that they have agreed to loan you at fixed terms. Make sure you pay it off every month or you'll become a debtor!

Keep Reading on Vocabulary.com

Vocabulary lists containing creditor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

See Examples For:

In person, the creditor said it broadly accepted her proposal for a debt restructuring, a breakthrough that gave Lynas breathing room.

From The Wall Street Journal Jun. 18, 2026

The U.S. government is still investigating the allegations while seeking to be repaid through First Brands’ bankruptcy as a creditor.

From The Wall Street Journal May 26, 2026

The strength of this creditor protection depends on how the trust is drafted.

From MarketWatch May 23, 2026

As Glutality’s sole secured creditor, Insulin Care has priority on any cash recovered during the bankruptcy process.

From Barron's Mar. 4, 2026

I didn’t want Rufus having to face some creditor that I had angered with my twentieth-century brevity—which could come across as nineteenth-century abruptness, even discourtesy.

From "Kindred" by Octavia Butler

"We recognise the significant impact this will have on our employees, performers, venues, suppliers and other creditors, and we are sincerely sorry to all those affected," they said.

From BBC Aug. 5, 2026

This coheres with Keynes’s conception of much contemporary economic life as a struggle between creditors and debtors.

From The Wall Street Journal Jul. 31, 2026

In fact, estates with little or no money can sometimes be the most difficult to administer because debts, creditors and property issues still have to be addressed.

From MarketWatch Jul. 28, 2026

Sources close to the new deal said the creditors had sweetened it with hundreds of millions in new money on top of the existing offer.

From BBC Jul. 21, 2026

If the company borrowed millions of francs and then went bust, Armand Peugeot did not owe its creditors a single franc.

From "Sapiens: A Brief History of Humankind" by Yuval Noah Harari

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