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creditor

American  
[kred-i-ter] / ˈkrɛd ɪ tər /

noun

creditors plural
  1. a person or firm to whom money is due (opposed to debtor).

  2. a person or firm that gives credit in business transactions.

  3. Bookkeeping. credit.


creditor British  
/ ˈkrɛdɪtə /

noun

  1. a person or commercial enterprise to whom money is owed Compare debtor

"Collins English Dictionary — Complete & Unabridged" 2012 Digital Edition © William Collins Sons & Co. Ltd. 1979, 1986 © HarperCollins Publishers 1998, 2000, 2003, 2005, 2006, 2007, 2009, 2012

creditor Cultural  
  1. One to whom a debt is owed.


Other Word Forms

Derived Forms

Inflected Forms

Nouns

Etymology

Origin of creditor

1400–50; late Middle English creditour < Latin crēditor, equivalent to crēdi- variant stem of crēdere to believe, entrust ( see credit) + -tor -tor

Explanation

If Joe loans you two dollars so you can buy a cup of coffee, Joe is your creditor — you owe him two dollars and a big thank you! If you have a credit card, the bank that issues it to you is your creditor. What they give you is not just a piece of plastic: rather it is a line of credit or a certain amount of money that they have agreed to loan you at fixed terms. Make sure you pay it off every month or you'll become a debtor!

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Vocabulary lists containing creditor

Example Sentences

Examples are provided to illustrate real-world usage of words in context. Any opinions expressed do not reflect the views of Dictionary.com.

In person, the creditor said it broadly accepted her proposal for a debt restructuring, a breakthrough that gave Lynas breathing room.

From The Wall Street Journal • Jun. 18, 2026

China is also the largest single bilateral creditor with Solomon Islands debt to Chinese banks for infrastructure projects doubling last year.

From Barron's • Jun. 3, 2026

None of this guarantees that a creditor will actually succeed in reaching the trust.

From MarketWatch • Apr. 16, 2026

Virtus has also reached a deal for an undisclosed sum with Chemaf’s largest creditor, Trafigura, a commodity-trading giant based in Singapore and Switzerland, according to Powch, who is chief financial officer at Virtus.

From The Wall Street Journal • Mar. 31, 2026

The salesman had told Hale that because he wasn’t Roan’s relative, he could become his beneficiary only if he were his creditor.

From "Killers of the Flower Moon" by David Grann

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